Apolonia Sanmartin

Apolonia SanMartin

Apolonia Sanmartin Mortgage Loan Originator

NMLS No. 342471

About Apolonia Sanmartin

We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to reverse mortgage lending.We have access to a full range of mortgage sources and all of our mortgage loan originators are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it’s our pleasure to offer all of our exceptional mortgage services online.Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!


Estoy muy contento con mi nueva casa , y muy agradecido por el excelente trabajo de Apolonia , es una gran persona , le puso corazón y entrega total para ayudarnos a q se logre la compra , muchas gracias Apolonia San Martin

Fabian Marcelo Amores Salazar

Miami Gardens, FL

Apolonia is very knowledgeable about her work, always willing to help and explain every detail. She keeps a positive mind set throughout the process and that makes everything flow much better. The communication was excellent, she is available when you need her the most. We are very satisfied and glad we got to work with her, I would definitely recommend her and her team.

Karen Pena

Miami, FL

Apolonia is the best! this is the second mortgage we do with here and she is always amazing.

Sergio Andres Serafin Alvarez

Miami, FL

Great job

Sergiy Derevyanchenko

Plantation, FL

Apolonia was great.

Thomas M Reimann

Miami Shores, FL

Apolonia explains extremelly well every step of the mortgage process! She is great!

Susanna Alles-Torrent

Miami, FL

On every step they make you feel you are not alone always there for you. They answer all your questions, customer service 24/7. They guide you trough the process, making sure you get the best rates, appraisals and insurance. I highly recommend them, and if I could I would rate them more than 10 stars. Thank you Julian and Apolonia for all your support and guidance making my dream come true. God bless you.

Adanurbi Castro

Aventura, FL

Great support, explanation and guidance in every step of the process. Difficult to find people like Apolonia who attend in very professional manner.

Jorge Manases Solis Pacheco

Doral, FL

She is very nice,good service,friendly,i appreciated it

Dongmei Zhao

Davie, FL

Apolonia went above and beyond all my expectations. She did care for us like we were her family. I really recommend her and her team.

Jesus Rafael Lunar

Hollywood, FL

The team knows very well what they are doing but the most special is they care for people

Reina Mercedes Novoa

Hollywood, FL

I couldn't be happier with the experience i had with the loan process. As a first time home buyer i was really scared and Apolonia made sure i knew everything and she explained every step of it very thorough. I don't have word to describe how amazing the entire process was from start to finish! Thank you thank you so much for making this dream come true!!!!!

Dina Winer

Miami, FL

Apolonia has always provided us with great service. All our questions are always answered accurately and in a timely manner. Apolonia strives to make sure her clients understand every ste of the process. If additional paperwork is needed or there is a delay she communicates and clearly explains why. She makes us feel comfortable with the transaction and goes the extra mile to make everything smooth as possible. Thank you Apolonia!

Michelle Roussel Mollinedo

Miami, FL

Apolonia explained the whole loan process and made clear from the beginning the steps and requirements necessary to secure a mortgage with American Bancshares. I will definitely recommend Apolonia to my friends in the future for their mortgage needs.

Rolando Pedraza-Cruz

Miami, FL

Apolonia was able available and always willing to explain everything in detail

Daniela C Darquea

Coral Gables, FL

Wonderful attention to detail; prompt professional follow up

Jeffrey Eugene Cangemi

Miami, FL

Everything was outstanding. She is very professional and knowledgeable. Also her service and attentiveness is noticeable.

Marcello Rodriguez Esmeral

Weston, FL

Pola is very professional and efficient, and she always looks for the best option for each type of loan.

Freddy Franklin Palacio

Weston, FL

Apolonia is on of the best loan Officer, always providing excellent guidance and assistance on every single step during the whole process. It has been a pleasure having Apolonia on this journey. Thank You.

Gustavo Rincon Duran

Miami, FL

The service I was provided and the advice share with me in this new process of refinancing was second to none. I was very pleased with the attention Apolonia Sanmartin provided. She walked me through every step of the process and kept me informed of the timelines. I felt very comfortable having Apolonia handle the process at every step of the process.

Ivan Morales

Miami, FL

Apolonia was professional and friendly. She made it a seamless process and everything was completed in a timely manner.

Cristina M Morales

Miami, FL

Apolonia is the best. She explained everything very well and she was always available to answer all our questions. The process was super smooth with her. Thank you Apolonia!

Beatriz Eugenia Buelvas

Pembroke Pines, FL

Everything from the moment I spoke to her until the moment we closed was perfect! love her communication skills, always on time. Even if you are not familiar with the process she will take all the time you need until you understand it. I highly recommend her and will always entrust her with my family lending needs :)

Francisco J Capella

Oakland Park, FL

Apolonia It an smart person ,and super knowledge in her work .She has all paper and documentation clear and super easy to understand. I will recommend her 100% for sure


Miami, FL

This is the second time I work with Apolonia and it was the best choice I could do as she’s very professional and dedicate and she’s always willing to go the extra mile to make the closing happen. I was blessed with this team.

Sandra Florencia Lopez

Hallandale Beach, FL

The service was great and all the people that was involved during my transaction where súper profesional

Ricardo De Jesus Jimenez Acosta

Miami, FL

I just wanted to thank you for being patient, professional and thorough throughout this whole process.

Isabel Roig

Miramar, FL

Fast and accurate service.

Alejandro Eligio Guidi

Plantation, FL

Amazing work !!

Maria Paulina Castro

Fort Lauderdale, FL

Unbelievable. Buying your dream home could be very stressfully. Apolonia and her team made it stress free.

Andres Eduardo Barcenas

Fort Lauderdale, FL

Prompt replies to our requests, excellent service, and very knowledgeable.

Alba Lucia Gallo

Fort Lauderdale, FL

Apolonia was the key reference that made my experience with American Bancshares a pleasant experience. She is extremely professional, knowledgeable and a great person. I'd definitely recommend her to anyone.

Lourdes Patricia Melara

Miami Lakes, FL

Apolonia is very helpful and professional.

Nelson Ortiz

Coral Gables, FL