Freddy Cova

Freddy Cova Mortgage Loan Originator

NMLS No. 231300

About Freddy Cova

We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the state.

We’re a full-service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to reverse mortgage lending. We have access to a full range of mortgage sources and all of our mortgage loan originators are dedicated to finding the right loan-with the best rates, terms, and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it’s our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!


Exelente perzona muy profesional y eficiente. Siempre dispuesto a escuchar y dar la mejor solucion al problema.

Roberto Acosta Avila

Sunderland, MD

He is one of the most honest and sincere lenders from the first day I checked my credit he made sure that the loan was more than safe and that I would buy and well we did it despite some difficulties of mine due to my debts but I am happy with my purchase

William Omar Guzman Reyes

Lanham, MD

My husband and I are so happy to have had Freddy as our loan officer. He explained everything to us with detail. Answered all our questions without hesitation and was ALWAYS available. Made our home buying experience as 1st time homebuyers the smoothest and best experience. Have and will always refer to him. Thank you so much Freddy for the best experience.

Jenny Elizabeth Amaya

Laurel, MD

Very nice

Elvia I Mejia

Lanham, MD

Son un equipo excelente te mantienen informado durante todo el proceso y lo más importante te buscan los mejores intereses, hicieron todo mucho más fácil con su profesionalismo.

Jose C Salinas

Glen Burnie, MD

Freddy did what others considered impossible. Thanks Freddy.

Juan C Ibarra


it was a pleasant transaction. His delivery was exactly what he promised. Good experience.

Cesar O Benitez


Excellent Job. Any doubt why he is my preferred Lender. Thanks always.

Angel Luis Ribulotta


they have a very good costumer service, and they made the process easier and faster. He’s a good person, punctual and responsible.

Kenoor Geovany Ortiz Ramirez

Germantown, MD

Thanks Freddy. Because of you we own our second new home. You are the best.

Avilio Flores

Adelphi, MD

Very well done, as he always does.

Alicia Esperanza Mejia

Washington, DC

How professional he is in what he does.

German Guandique

Gaithersburg, MD

Despues de anos, logramos conseguir a alguien en quien confiar. El hizo todo mucho mas facil paqra nosotros. por eso le damos muchas gracias por que a nuestra edad alguien nos dio un verdadero tratamiento VIP. Gracias Freddy y que nuestro Dios te bendiga.

Hernan Martinez

Riverdale, MD

Honesty, knowledge and professionalism. Those are only three of the most important things for Freddy. He knows how to complete his job without problems. Thanks Freddy.

Ronny A Pozo

Glenn Dale, MD

The explanation and time that was done. Whenever I had a question I can literally call at anytime to get something I don’t understand clarified. I was nervous at first because most people just want to make the sale. But this was very different. Everyone wanted to make sure I was sure to purchase my home. Great work and awesome experience.

Jonathan David Amaya

Glen Burnie, MD

Freddy and his team did such an amazing job, every time I needed help or advise with something they were there for me very helpful team.

Edwin R Lemus Aguilar

Baltimore, MD

Thank very much for your help you are very professional ,,,and God bless you allway..

Jose Leonel Ramos Aleman

Rockville, MD

Mr Cova was very attentive to our needs, we were always heard and attended in a timely manner during the search for the right property that we were looking for! Very cortegious and professional, Mr Cova was always there with an answer for every question we had! The assistance he provided us in order to get our mortgage loan is greatly appreciated!!

Alfredo De Jesus Rivas

Point Of Rocks, MD

Freddy Cova is trustworthy and professional.

Omar Salomon Benitez

Hyattsville, MD

My Dear Friend Freddy, thanks again for your help. My wife and me are Happy for your help. see you soon again for our next purchase.

Carlos Francisco Arias

Hyattsville, MD

Saludos . .. Mil gracias a nuestro amigo Fredy muy buen trabajo . Encantados con nuestra casa un gusto conocerlo. Muy buen trabajo gracias x todo . .. estaremos en contacto gracias de nuevo .... nuestro mejores deseos siempre Diocito lo bendiga

Francisco Rodriguez Ornelas

Capitol Heights, MD

Grasias Freddy por tu gran corazon y humanidad. tu nos ayudaste a comprarla y ahora mis hijos tienen su casa propia y ahora nos ayudaste a pagar menos. Que Dios te bendiga.

Jose Luis Jimenez Hernandez

Riverdale, MD

Freddy always keep us informed and give us the feeling of security. everything was the way he told us from the beginning. no surprises. Thanks Freddy. you did it for us.

Walter E Diaz

Silver Spring, MD

I've met Freddy 8 years ago and the same performance he did at that time he did it again but this time even faster. So now i own a new home and he was the one behind scenes doing everything for me to have a smooth process and a happy final. Again Freddy Thanks for everything.

Manuel A Mendoza

Capitol Heights, MD

When others told us that we won't be able to buy a house. Freddy alway gave us good reasons to believe we will get it. Now we own our house and our life has changed forever. Thanks Freddy for your help.

Claudia Maria Moz Lopez

Baltimore, MD

He was straight forward with us about what we could and could not attain. Any questions or concerns he had, he was on top of it as soon as possible and always replied in timely manor. He was very kind and friendly but never stopped being professional and with his help we were able to get the home we wanted.

Rene O Quintanilla Grande

Brunswick, MD

The Freddy's Works are in high level of professionalism, reliable, and great value

Atanasio R Castro


Great Service. Thanks.

Pedro F Bravo-Santos

Bowie, MD

Mr. Cova was very reliabe and available the whole process. Each time I had a question he would be right there to provide the answer. I’ll definitely recommend Mr. Cova to family and friends.

Barry Donell Wilson

Upper Marlboro, MD

Hey Freddy thank you for everything Great job working hard. Love my new house. %1000.00.

Richard Michael Valladares

District Heights, MD

Es una persona super professional con un respeto Y solides hace su trabajo. Y sobre todo puntal aqui encuentra el cliente que sea un gran apoyo que hace que todas las personas se sientan muy bien atendia yo le doy un 100% de calificación gracias

Fatima Marenco

Silver Spring, MD

Great service, very good and clear communication and questions and doubts are answered clearly.

Victor L Caamano

Gaithersburg, MD

Was good services

Gustavo A Zuniga-Lacayo

Silver Spring, MD

Great service, excellent communication, process was really good And quick, Freddy Cova guide us step by step on this process, everything was very clear for us we recommend 100%

Liliana Patricia Pavon

Silver Spring, MD

Freddy never give up on us. He kept us always informed even when it was not an easy transaction, his experience and determination made us to achieve our most important goal in our life time. Thanks Freddy we will always remember you and your team. Our Friends and families will be referred to you because we are a 100% sure that you will do your best for them also to make their dream come true. Thanks.

Maria Reina Ramos Argueta

Silver Spring, MD

Good service

Domingo Lebron

Germantown, MD

Everything was great! Very good communication, lots of patience. Outstanding!

Rebeca Reyes Mejia

Glen Burnie, MD

Professional, Honest, Committed and over all he knows what he does. thanks Freddy i have my new home.

Maria Lelis Escobar

Hyattsville, MD

Freddy understood, my real necessity on finding the best option for my financial needs. He gave his best product and the final result was even better that what I was expecting, now i have the lowest rate and the best payment and getting ready for my retirement. Thanks Freddy.

Juanita Platero

Silver Spring, MD