Stephen Loutoo

Stephen Loutoo

Stephen Loutoo Mortgage Loan Originator

NMLS No. 210186

About Stephen Loutoo

We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to reverse mortgage lending.We have access to a full range of mortgage sources and all of our mortgage loan originators are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it’s our pleasure to offer all of our exceptional mortgage services online.Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!


When we decided to refinance our mortgage, Mr. Steve Loutoo was referred to us by a dear friend. I contacted him and the first time we talked on the phone, I got the impression that he is a very nice man and very personable. We started our application and during the process, he gave us enough information and answered all our questions . We were able to get approved for our refinance with a very good rate of interest. Thanks to him.

Edison J Yson

Laurel, MD

Very diligent and on time work done .. Patient in listening to client and trying his best to do the best in a timely manner! Mr. Stephen Loutoo, is just awesome. I have already referred to couple people. Thank you

Elizabeth H Amara

Damascus, MD


Muhammad Umair Ramzan

Silver Spring, MD

Steve was very organized, and keep me updated on every step of the way till i finish.

Indra Ramdehal

Baltimore, MD

Stephen was great to work with and always took his time to answer any of my questions. He gave me great advice and recommendations for what I was looking for and trying to get. I definitely recommend him and have to family and friends.

Alan Chu Min Huang

North Potomac, MD

Stephen has been working with us the time we first got this house back in 2014. He has always been there for us when we needed him the most and changed our lives. He helped us just refinance our home. Stephen is very proficient in what he does and puts the clients in the center of everything. He sets expectations and gives the best recommendation and always does whats right for his clients. There is no better MLO then Stephen and i love working with him. Thanks

Alan Gomes

Lanham, MD

stephen very help full in his service great service

Raj Babu Rathor

Beltsville, MD

Stephen loutoo is a nice and very patient person to work with ,he also communicates with me and whenever I call him no matter the time he always respond to me.thanks very much mr Stephen for all the help

Alhaji Kanu

Dumfries, VA