We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to reverse mortgage lending.We have access to a full range of mortgage sources and all of our mortgage loan originators are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.
And, now it’s our pleasure to offer all of our exceptional mortgage services online.Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.
Thank you for visiting our website. We look forward to putting our mortgage service to work for you!
Sergio Has been helping us buy a house since 2 years ago. We gladly appreciate his time and effort he dedicated to our family. Thanks Sergio ,
Sergio was not only very professional, but exceptionally knowledgable and willing to put that knowledge to our assistance.
Miami Lakes, FL
From day one, Sergio knew what he was doing. Always super professional and fast responding all my questions and concerns at any time, inclusive after working hours. It was an smooth process. The best experience I have had buying a house.
Sergio was always there to walk me through the whole process even on his vacation. He is very knowledgeable and always willing to help. Thank you Sergio!
Cooper City, FL
Sergio is very professional, has great knowledge, answers all questions and keeps you up to date with every step of the process. Excellent costumer service
Muy felices de la atención prestada, Sergio M Villaraus muy profesional. Gracias.
Sergio was very communicative and took time to look out for my best interests. He was trustworthy and knowledgeable. It didn’t feel like a business transaction, but like a friendship
Pembroke Pines, FL
Sergio was awesome. I was very happy to work with him. He told me what to do in detail. I will tell everyone about him.
Lauder Hill, FL
MAN OF HIS WORD
Was very welcoming and patient and helpful. Awesome experience over all.
Sergio is very professional, kind and efficient. He helped us all the time.
Sergio was always available to answer any questions we had about the process. He is very knowledgeable and professional. The process was quick and smooth. He is the best! Thank you Sergio!!
Responsiveness and attention to the details make it a great loan advisor to deal with.
Pembroke Pines, FL
Sergio was pleasant to work with. He kept me informed at all times. Followed up with me to ensure that I provided the needed paperwork on a timely manner. He secured the best rate for me. I was very satisfied with the level of service I received.
Sergio was great, he always picked up his phone, or sent a text to let us know he was busy and would call back. Sergio walked us through the process and explained things we did not understand. I already referred someone. My next property I buy I will be using Sergio.
Sergio was professional, responsive and very helpful in the process.
Cooper City, FL
Sergio made our loan experience easy to understand and a seamless process for us. He was knowledgeable, efficient, and always available for any questions or concerns. We definitely would recommend Sergio to anyone seeking financing.
Miami Shores, FL
EVERYTHING HE EXPLAINED TO ME HE COULD DO BEFORE THE PROCESS HE WALKED IT AND MY EXPERIENCE COMFORTABLE
Working with Sergio on finding my home was exceptional because of his perseverance, his knowledge and above of it all his desire to help make someone's dream come true. He doesn't give up easily and I appreciated that because I didn't know how hard was to go through the process of buying a home, and Mr. Villaraus was there a 100% of the way, guiding and supporting us. I'm very happy with his work ethic and I hope in the future to be able to use his services. Thank you for your excellence!
Very kind... good comunicacion... he maid it possible!
Fort Myers, FL
Sergio was always in contact communication and was alwas available to answer any questions.
Miami Gardens, FL
Fue una excelente experiencia, aunque fue difícil Sergio supo como aconsejar y organizar toda una carpeta para que la meta fuese lograda, nada que cambiar todo genal
Florida City, FL
Me ayudó muy profesional excelente trabajo
Miami Gardens, FL
Sergio was courteous, professional and very easy to communicate. Gave me great advice and was in touch with me all the time through the entire process. I could not have asked for a better person to handle this process for me, especially being the first time I buy a property. I would recommend him with no hesitation. Keep up the great work Sergio and thank you for everything you did for me.
Sergio was such am amazing lender. He was always available when we needed him. He is extremely knowledgeable and very patience. He was eager to answer all or questions and concerns. We are very thankful and blessed we had him on our team. Sergio you are the best! thank you for everything you did for our family and for helping us achieve this life goal. God bless you and your amazing team.