As an active member of the US military, a veteran, or even the surviving spouse of a late member, you deserve to be able to settle in a nice home. And after looking high and low, you’ve found that perfect house. But unfortunately, you don’t have enough funds to be able to purchase it and you end up needing a VA home loan in California. You’re even further burdened by looking for qualified candidates, where there are countless VA home lenders in California who are more than willing to make you an appealing offer. However, while such offers appear tempting to accept, it’s imperative that you’re aware not all loan lenders in California offer the same set of terms. So if you’re burdened with trying to search for the right loan lender, then don’t keep stressing yourself out when you can hire the professionals at American Bancshares today!
American Bancshares has more than 20 years of experience gained thanks to our unparalleled provided services that are paired with a deep commitment to empowering communities. And due to this, we are widely recognized throughout the state of California as one of the premier lenders of VA loans in California. If you wish to learn more about why you should hire us as well as what a VA loan is, then continue reading below.
We here at American Bancshares are widely known and admired as one of the most trustworthy VA home loan lenders in California. But we’re also known and appreciated for being reliable lenders. Because of our 20+ years of experience, our company has empowered various partners and communities. And due to our provided work, our services have actually extended across to various regions of the nation.
Our organization’s structure was designed and created by industry professionals who are very well-versed in the modern home financing market. Unlike banks, our organization offers mortgage products. What this means is that all of our VA home loan lenders in California are licensed and even deeply knowledgeable in mortgage lending. They aren’t only qualified to offer you expert and ethical advice, they’re also committed to helping you in finding the right loan with a rate, terms, and cost-effectiveness that’s most beneficial for your best interests.
The organization of American Bancshares as a whole is deeply passionate about serving the community. And this is often due to the fact that our organization’s core values include:
Many of our staff members — even including our senior management — have sat in every single chair of the mortgage industry. And thanks to this, we’re able to gain amazing insight from countless different perspectives. Additionally, multiple perspectives coinciding with deep knowledge about the industry helps us to be fluid with industry changes while still allowing us to effectively and efficiently provide you with unmatched services and first-in-class customer service that American Bancshares is widely known for.
Our company possesses leveraged technology to provide you with a simple, straightforward, online stress-free mortgage application experience. Through us, you’ll be granted one of our VA mortgage loans in California that will help you acquire the property you seek to purchase.
If you’re an active service member, a veteran, or even the surviving spouse of either/or, you may be able to qualify for a VA home loan in California.
We’re not just acknowledged as one of the greatest VA home loan lenders in California just because of our amazing services. It’s because of acknowledgment to those who’ve served in the military or are a veteran and have provided a lot of work for our nation. And because of this acknowledgment, we’ll gladly help you navigate through the complicated criteria of a VA mortgage in California.
A VA loan in California provided generous terms to eligible homeowners including:
Regardless if you’re still in the military, a veteran, or even if you’re a surviving spouse, we can assist you.
A California VA loan is meant to help active service members, veterans, and even surviving spouses to become homeowners. The individual applying for this loan type presents a certificate of eligibility from the VA to the lender in the course of a loan application. Even though some lender’s own underwriting criteria must be met, in a lot of cases, VA loans in California are much easier to qualify for than conventional loans.
The VA offers a home loan guarantee benefit and other housing-related programs to assist in qualifying candidates or their family members to buy, build, repair, retain, or even adapt a home for personal occupancy.
VA mortgage loans in California offer up to 100% financing on the value of a home. VA loan recipients don’t have to be first-time home buyers. More so, they may even reuse the benefits and assign the loan to another qualifying person.
The VA offers several types of mortgage loans to help veterans and their families.
When you’re ready to purchase your desired property and need assistance from a qualified California mortgage lender, pick up the phone and call the experts over at American Bancshares. American Bancshares has been trusted by numerous clients for not only their professionalism and expertise but also for their devotion to helping you become a part of a better community. You can trust that with our deep knowledge and handiwork, you’ll become absolutely satisfied with our services. For any inquiries, you may call us at 1-833-937-2276 or sign up for a free consultation online.
Servicing the community is driven by our core values of commitment, integrity, and transparency. Many of our team members and most of our senior management have sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. This in-depth knowledge is what allows us to quickly and efficiently adapt to industry change, while constantly providing you with superior processes and first-in-class customer service.
We have leveraged technology to bring you a simple, straightforward, online stress-free mortgage application experience.
Your information is confidential
and will not be shared.