We look forward to putting our mortgage services to work for you!

We know the mortgage loan application process inside and out – which means we know what causes applicants difficulties as well as what remedies are needed to eliminate them! We have developed an online application process that is effective, highly informative, and most importantly, convenient. Together with the assistance of an experienced loan officer guiding you through the often overwhelming process of choosing the exact loan to meet your specific needs, is easier than ever.


Are you a customer looking for a mortgage?

Congratulations on your decision to purchase or refinance a home. We are excited to show you what makes the American Bancshares Mortgage experience so enjoyable and effective!


Are you a mortgage professional looking for a place to share your talents?

We are a rapidly growing mortgage
lender looking for energetic mortgage
professionals to keep the dream of
homeownership alive.


Are you a realtor looking for a great mortgage company to work with your clients?

We welcome you to find out why partnering with American Bancshares Mortgage professionals makes all the sense in the


Lizeth assisted with the purchase of my first home. She made the process an easy one. Lizeth took the time to answer all of my questions. She ensured that I met my closing deadline. I am truly grateful for the support provided. I strongly recommend Lizeth and am pleased with the services she provided. She helped make my goal to become a homeowner a reality!



Andrés was very patient with me throughout the process, (I am a very Picky person) he worked very hard to make sure I understood everything, and he was always capable, I am very satisfied, with everything, he saved me a lot. of money with very low interest rates, I recommend it, I definitely use he’s service again!! thank You Andres your the best !

Laura Livingway


This lady is a rock star. She held our hand the whole way. She worked we us even on off hours. We felt she had our best interest at heart from the very beginning. She even impressed our realtor and he plans on calling her to have her help him with his own refinance. We can not say enough about Maura she was awesome.

Timothy Keith Marlin

Port Saint Lucie, FL

Teri was the 3rd agent we contacted to refinance. We were told by the other banks we couldn't refinance since our house was built on a land lease. Teri got it done and her team was very helpful. We closed a few weeks later and have a much lower payment and interest rate since before. Thank you Team Teri :)

Kerstin Frashier

Port Saint Lucie, FL

The explanation and time that was done. Whenever I had a question I can literally call at anytime to get something I don’t understand clarified. I was nervous at first because most people just want to make the sale. But this was very different. Everyone wanted to make sure I was sure to purchase my home. Great work and awesome experience.

Jonathan David Amaya

Glen Burnie, MD

The service I was provided and the advice share with me in this new process of refinancing was second to none. I was very pleased with the attention Apolonia Sanmartin provided. She walked me through every step of the process and kept me informed of the timelines. I felt very comfortable having Apolonia handle the process at every step of the process.

Ivan Morales

Miami, FL

Everything from the moment I spoke to her until the moment we closed was perfect! love her communication skills, always on time. Even if you are not familiar with the process she will take all the time you need until you understand it. I highly recommend her and will always entrust her with my family lending needs :)

Francisco J Capella

Oakland Park, FL

As a first time home buyer, we had no idea what to expect. Gina was there to walk us through the entire process and took the time to educate us about our expectations. From the initial online application up until the closing date, the experience was quick, simple, streamlined & efficient. Thanks to everyone involved with assisting us @ ABSM. We appreciate your help! 👏🏼

Konstantins Obuhovs

Miami Lakes, FL

It was a please working with Rafael. He made the process seamlessly easy. He was very knowledgeable and informative about the process. I would definitely refer him to my family and friends. His work ethics and integrity is like no other. There should be more Rafael Acosta in the Mortage business. Thanks again.

Desiree Shadae Bailey

Davenport, FL

Teri and her whole team are some of the most pleasant people I have ever encountered. They really do go above and beyond to ensure your purchase is as stress free as possible. Any, and every question my wife and I had was met pleasantly with prompt answers. Thank you Teri, Kelly, Shannon, and Bonnie for a near effortless first buying experience. It has been OUR pleasure working with you all.

Brandon Sharp

Port St Lucie, FL

John was EXCELLENT in all areas of our home refinance. I will 100% be calling him back for any of our future needs. I was recommended to John by a neighbor who had just completed a refinance with John and he told me just how great the experience was. I have a number of Work Colleagues and church members that are thinking of refinancing -I have sent them all John’s contact information.

Ronald Gene Royal

Johns Creek, GA

We had a great experience working with Armando he was very patient and informative. Since day one of working with him he has answered any question we had at any time of day, he is very trustworthy and kind and the love of his job shows throughout his work. It was a great pleasure working with you Armando thank you ! -Team Cook !

Devonte Derell Cook

Bowie, MD

David’s knowledge of the mortgage industry is phenomenal. His customer service skills is excellent. He made himself available throughout the whole process. He is very honest and he looks out for the client’s interest. American Bancshares has a team of great people and I will highly recommend them to anyone looking for mortgage assistance.

Maria Teresita Angeles Trevino

Middlesex, NJ

I am a first time home buyer and knew very little about the process. Lizeth walked me through everything step by step and answered my questions promptly. We did encounter some problems with my loan but she is a fast problem solver ! She also helped me get the lowest interest rate I could. I was able to close on time thanks to her! I have already recommended her and will keep doing it!



Renata was great every step of the way, always able to respond to my questions and if she didn't know something she made sure to find the right person to help me out. She was also very timely and worked really hard to make sure everything was ready to go before closing. Me and my family feel very blessed to have had Renata handle our first home purchase.

Monike Bortolini


Mr Cova was very attentive to our needs, we were always heard and attended in a timely manner during the search for the right property that we were looking for! Very cortegious and professional, Mr Cova was always there with an answer for every question we had! The assistance he provided us in order to get our mortgage loan is greatly appreciated!!

Alfredo De Jesus Rivas

Point Of Rocks, MD

Christine was extremely friendly and efficient. She sent me emails at every step of the process and a few in between just to let me know she was available for any questions or concerns. I am very impressed with the level of customer service and support I received from her and her team. I will highly recommend her to everyone I know.

Eric Paramo

Davenport, FL

Abe was very open and honest about the entire process. He gave me full disclosure on how the process was and what he able to do and what he wasn't able to do. His customer service was exceptional and guided me the whole way. If I had to do this process again Abe would get my business again with no questioned asked.

Richard Valery Charles

Cutler Bay, FL

Lourdes made our first time buying experience easy. She was always available to answer our questions no matter how early or late in the day. Lourdes provides with the best loan options that would benefit us in the long run. Her knowledge is endless I will definitely recommend her to my friends and colleagues.


North Miami, FL

Liz is a consummate professional and miracle worker. She took over my file from another lender who could not meet my closing deadline. Thanks to her, I was able to close on time! She did in days what would have taken months with anyone else. I highly recommend her and her team; they are A++. Look no further, she is the agent you dream of!

Gwendolyn M.


He was straight forward with us about what we could and could not attain. Any questions or concerns he had, he was on top of it as soon as possible and always replied in timely manor. He was very kind and friendly but never stopped being professional and with his help we were able to get the home we wanted.

Rene O Quintanilla Grande

Brunswick, MD

This experience a( with Mr. Drummond) guided me expeditiously throuhout the home buying process. Mr. Drummond expeditiously informed me of all necessary documents and obligations that were required by me.. He explained the aspects of the process of which I didnot understand and for that, I am truly grateful.

Jennifer Blonzette Cooper

Port Saint Lucie, FL

I have not words to describe how happy I am with Teri Knight’s team. Since day one they where on top of my application helping and advancing through the process. I highly recommended Teri Knight to any one who is buying or refinancing a house. Thank you Terry and God bless you and you family . Llycsela

Llycsela Roxanna Mosher

Port Saint Lucie, FL

Maura was exceptional!! This was the first time I ever went through refinancing and she was with me side by side all the way guiding me through. Maura is extremely knowledgeable and very thorough in financing. Highly recommend her for your financial needs!! Thank you Maura Hennessey!! You are the Best!!

Debra Lynn Hennessey

Plantation, FL

Cesar explained with great detail every step of the process while I was working with him. Communication was excellent, everytime I called him he took my call and if he was busy he called me right back. I would definitely work with him again and recomend him to anybody I know that is about to buy or refinance a house.


Lawrenceville, GA

La experiencia con Lizeth Papaleo fue excelente, siempre nos sentimos apoyados en todo momento , seguros y confiados , siempre estuvo dispuesta ayudarnos y aclarar nuestras dudas y responder a tiempo nuestras inquietudes , con ella también aprendimos mucho para nuestras vidas .. ella es una excelente persona y profesional.. muchas gracias


Doral, FL

Easy, clear, specific and straightforward communication. Is my first time buying a property and I was confident with Hugo’s guidance during the whole process. He was 24/7 answering my questions. Anytime in an excellent mood. In addition: perfect conversations in Spanish or English. My pleasure to be his client.

Otto Jose Montero Pina

Weston, FL

The team was amazing fron the beginning. We truly appreciated the time taken by Teri to explain and give us best recommendations. I have gone thru the process of buying a home twice before. I can honestly say this was the best experience. I will come to them if there is a next time. Thank you very much for the great service.

Victor Hugo Soria

Miami, FL

I was undecided to call Yillian before buy a house but my feeling were stronger than my thoughts, later I called her to figure out how she could help me in finance, 35 days later I own my house with a lowest interest in my mortgage and now I certify that Yillian is the best lender in Miami!!! I recommend her 100%.

Britanny Alvarez


Gina was highly receptive to my needs in closing my home loan. She responded to questions in detail and expressed a comforting understanding for the typical frustrations which come with sourcing the necessary documents. Her experience shone through it all and the entire process went incredibly smoothly. Thank you, Gina.

Joseph Lezcano

Boca Raton, FL

I bought my house from Fabiana, her team was excellent. They paid attention to every detail without being pushing or overstepping. A few very minor problems came up which they sometimes do. But they were handled professionally and IMMEDIATELY. I’ll be recommending her to all of my friends and family.

Tiago S Moura

Upton, MA

I called Teri after another lender couldn’t get the job done. She, and her amazing team, jumped on my case and worked quickly and diligently so that I could become a homeowner. They were helpful and friendly, frequently provided updates, and were always available when I called. Within about 2 weeks I received an approval and I closed yesterday. A wonderful experience.

Mia Rene Martin

Miami, FL

It was wonderful to work with Mr. Freddy Cova throughout the whole process, it was great because with his help we have a better interest rate in our mortgage now. He and his team are very professional in all the processes. I really recommend them. We can't thank you enough for providing this valuable service. Karla Molina

Karla J. Molina

Hyattsville, MD

Teri, was there for us from the beginning to the very end. She always made herself available to us no matter the day or time. Teri handled a situation we had at the last minute as if the home we were purchasing was her own. She was pitbull with the bank and did not stop until her client closed on their home. Thank you Teri !

Nelson Fernandez

Boynton Beach, FL

Lourdes is very professional at all times, keeping me aware of everything that was happening, If I had any questions she was always available to answer. This was my first home purchase, I didn’t know much about the process, she made it very easy to understand the things I had questions about. She never failed to answer the phone or return messages. I really enjoyed working with her.

Raul M Coto


After we were left high and dry by our previous mortgage lender while we had a signed offer pending, Robert Fricker took our situation and made owning a home attainable. His attention to detail and ability to rush our paperwork through the system was amazing. We are very grateful for Robert’s communication and concern for our situation. I would highly recommend Robert Fricker!

Carlton Stephen Fernanders

Cape Coral, FL

Excellent job, very good at what he does. Perfectly clear all the way. Accessible and available always at any time. It was a great pleasure to work with him. Buying a house is an stressful process but if you work with someone like Felix Crego it's not stressful at all. Thank you for helping me to make one of my dreams come true.

Jorge Emilio Morales Moran

Miami, FL

Maura was always available. We have worked with her in the past and know that she would be honest with us and keep our best interests in mind. We refinanced through her during the recent COVID 19 market turmoil. She was contacting us twice a day regarding rates in order to find the best rate to lock in. She's great. We'll be using her again.

Meredith Ford Byham

Royal Palm Beach, FL

I am so thankful to have Mr. J. Previlus as my mortgage broker. He goes above and beyond to help get the best Rate and securing my loan during this difficult time of (finantial meltdown due to COVID-19 PANDEMIC.) What more can a person ask for and from a mortgage broker? He's professional, personable and knowledgeable. I am happy and satisfied. Sincerely, Renel


Riviera Beach, FL

Lizeth went above and beyond in helping me with my mortgage. She worked long hours and literally answered my calls 24/7. She was able to meet a really difficult deadline that resulted in me getting the mortgage and the house for me and my family. I would recommend Lizeth to anyone looking to purchase a home in a heartbeat!

Keon Valcourt

Bridgewater, MA

Lizeth went above and beyond in helping me with my mortgage. She worked long hours and literally answered my calls 24/7. She was able to meet a really difficult deadline that resulted in me getting the mortgage and the house for me and my family. I would recommend Lizeth to anyone looking to purchase a home in a heartbeat!



He was friendly, honest treated me like if it was him buying a house. When I told him I didn't trusted any realtor due to I was scammed in 2017 but he made me feel I can trust again with his reassurance that he would never scam me. I already recommended him to 5 family members who want to buy their first home. Thank you Jorge


West Palm Bch, FL

We got a good loan deal and very fast .We previously had a loan officer but it took a long time to get it processed and after we got the loan,the amount was small but Mr Freddy walked us through the whole process and made sure we understand everything, he waived some of the fees for us and even gave me his office to change my baby's diapers. Now we have a beautiful home just like wanted.

Koffi Lakignang


He is Very knowledgeable, great from start to finish. His expertise and clear communication was what made my mortgage refinancing so easy and quick.His team were responsive to calls and emails, and very proactive in every stage of my loan. Highly recommended if you’re interested in refinancing or purchasing .Great experience .



The process was done in just 10 days, the service was excellent and especially the communication she had with me. Professional service, she and her team was able to resolve the situations so that it was a successful closure. We are more than grateful, my family and I, for all your dedication to our case and make our dream come true, our new home!

Alex Aquino Castro

Auburndale, FL

Freddy was amazing. Helped me every step of the way and made things that should of been hard and an issue very easy. He fixed most of the problems and I had little or no worries at all getting the loan with him. So far the best home loan officer I had. Already recommended my sister, father and friends to him. They will not regret working with him. Thanks a lot Freddy. You are the best.

Richard D. Fernandez

Germantown, MD

Andres is without a doubt incredible at what he does. He is very patient, knowledgeable, passionate with what he does and you can tell he really loved and enjoys his job. Thanks to him we were able to find the home we were looking for! We are so happy with how this whole process was so easy. Thank you Andres again for all your help!! I will keep recommending you to my friends and family.

Victoria Cook


When you got the results beyond your original expectations, is always a very pleasant situation. now I'm going to enjoy my new home, because the good job and performance of my Loan Officer. the second thing i will do after open the door of my new home will be giving his number to my family and friends, so they can take advantage of his skills and honesty. Thank you once more time Freddy.

Jose Ramon Leiva

Hyattsville, MD

Andres Orgeno is a highly professional person, he did an excellent job, he is very attentive to all the details. I am very happy with the service he gave me.I recommend it 100%. If you are looking for a Mortgage Loan Originator do not hesitate to work with Andres Ortegano, excellent from start to finish!.

Ricardo Garcia Martinez


Deserves 10+ stars! As a Realtor, the fact that I use him for my personal loans as well as my clients' speaks volume of his expertise, credibility and outstanding work ethics. He treats you like family, laying out all the options, clarifying all the steps and processes to ultimately help you find the best loan product to meet your needs & long-term goals. Highly recommended.

Nancy Gonzalez


Brenda went above and beyond to help us achieve what we were looking for. Whenever we had a question, she would explain it in details to make sure we understood exactly what was going on. She is a very knowledgeable, patient and proactive professional. I will highly recommend her to my friends and family.

Calebe Banks De Oliveira

Boca Raton, FL

Sergio was courteous, professional and very easy to communicate. Gave me great advice and was in touch with me all the time through the entire process. I could not have asked for a better person to handle this process for me, especially being the first time I buy a property. I would recommend him with no hesitation. Keep up the great work Sergio and thank you for everything you did for me.

Maria E Mariselli

Miami, FL

Jenniffer made our experience with her very pleasant. She was very knowledgeable and patient with us. She would always take the time to explain to us or give us an answer everytime we had a doubt about something. Our experience with her was amazing and I would recommend her 100%. Thank you Jenniffer for being part of making our dream come true!! YOU ARE THE BEST!!

Marline Vela Vidal

Orlando, FL

Jennifer communicated with me on a daily basis. She let me know the pros and cons during the whole process. Jennifer consistently advised me if the decision i was about to make would benefit me at the end or not. She wasn't just my loan officer she was a great guide thru the while process. Thanks Jennifer it was a pleasure working with you.

Janet Morales

Apopka, FL

Very easy to work with, informative and no run around or back and forth. Teri and her team (Shannon) are amazing. Got our home loan done very quickly. Definitely would go seek her services again if I’m ever buying or refinancing, as well as refer to anyone who is in the market. Thanks ladies!!

Ildemara Ariz

Hollywood, FL

Very easy to work with, informative and no run around or back and forth. Teri and her team (Shannon) are amazing. Got our home loan done very quickly. Definitely would go seek her services again if I’m ever buying or refinancing, as well as refer to anyone who is in the market. Thanks ladies!!



The best place to go to look for advice if you want to buy or refinance a property. Hislay Conesa is very professional. They have all the existing products in the market when it comes to financing. With them you buy your house at the best price and with the best interests of the market. Thank you Hislay Conesa, American Banchares for being an important part of my transaction.


Miami, FL

Recomendaría a Pedro y su equipo con mis ojos cerrados, no solo fue quien me dio el préstamo y me ayudo a lograr mis sueños sino que en todo tiempo se preocupo porq entendiéramos cada paso, es confiable, excelente comunicación siempre disponible!! Creo tienen cualidades valiosas que cualquier cliente está buscando. Sigan asi!!! Les estamos mi esposo y yo muy agradecidos!!!

Yiscel Maria Pascual Bermudez

Cutler Bay, FL

I was told that buying my house with Tax ID Number was something almost impossible. But impossible has an enemy and his name is Freddy Cova. Thanks to him now i own my dream home. If you believe then believe on him and he will make the impossible possible. Thanks Freddy for help me to get my home even with TAX ID NUMBER.

Silva Zuniga


Freddy, was always confident on his professional criteria. even when we face our fears he knew how to bring us back to the scenario where only good thing will happen. He never give up in our loan and the final result was our home. Now we have our dream home thanks to him, we will never forget and we will recommend him to family and friends. Again thank you Freddy.

Edgar Ortega Gavarrete


Sergio was such am amazing lender. He was always available when we needed him. He is extremely knowledgeable and very patience. He was eager to answer all or questions and concerns. We are very thankful and blessed we had him on our team. Sergio you are the best! thank you for everything you did for our family and for helping us achieve this life goal. God bless you and your amazing team.

Cynthia Garcia Gonzalez

Hialeah, FL

She really went above and beyond to help us with what we needed and how to get it! We are a first time home buyer so this was very nerve wrecking and nail biting for us, lol. She and her team really helped to smooth the ruff edges and make sure we had what was needed and on time. We really enjoyed our experience with them. They really gave us a great experience in our home purchase!! Thanks!!

Yvonne Delaine Gibbs

Covington, GA

Rachelle have made my families dream come true. she is truly professional and answered all the questions we had. we felt supported by her who was always available to take a call or to explain any questions. she helps and guide you through the whole process. Rachelle and her team are awesome!!!!! I highly recommend her to anyone.

McDonald Lariviere

Pawtucket, RI

Excellent work team. They make a fast and clean transaction. With all market financing programs and a competitive interest. I am a realtor and I've had many clients in common with American Bancshares Mortgage 3701 NW 87 Ave Miami FL 33165. My clients are always satisfied. Thanks to Hislay Conesa (Branch Manager)

Patricia Calvet


Excellent work team. They make a fast and clean transaction. With all market financing programs and a competitive interest. I am a realtor and I've had many clients in common with American Bancshares Mortgage 3701 NW 87 Ave Miami FL 33165. My clients are always satisfied. Thanks to Hislay Conesa (Branch Manager)

Patricia Calvet


Our passion for growing communities

Servicing the community is driven by our core values of commitment, integrity, and transparency. Many of our team members and most of our senior management have sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. This in-depth knowledge is what allows us to quickly and efficiently adapt to industry change, while constantly providing you with superior processes and first-in-class customer service.

We have leveraged technology to bring you a simple, straightforward, online stress-free mortgage application experience.

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