Gina Cosculluela

Gina Cosculluela Vice President

NMLS No. 332586

About Gina Cosculluela

I began my mortgage banking career in 1990, shortly after graduating from St. Thomas University with a degree in Finance. In 1995 I co- founded American Bancshares Mortgage, LLC.My passion for servicing the community is driven by my core values of commitment, integrity and transparency. Most of my team and senior-management has sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. Such experience is truly invaluable.We are mortgage bankers not brokers, this means we originate our own loans and have a direct relationships with the government –sponsored entities that purchase the majority of the loans in America. We are direct endorsed FHA, VA , Lenders , we are Fannie Mae seller/services. All processing, underwriting and closing functions are done in house, there is no middle man. When you apply with us you deal directly with the source. By keeping the manufacturing process in house we have been able to streamline and simplify the experience for our customers, and guarantee that you receive the most competitive rates on the market.I’m happy to say that I love my career, and I have taken mortgage banking to a super-hero level. If I can’t get you a mortgage nobody can!I invite you to experience mortgaging banking the way it should be.. the only way… the American Bancshares way


Dear Gina & the Knight Team, I would like to express my deep appreciation and thanks for the professional work that has been done on the refinancing of my mortgage. I have had a wonderful and successful experience with you and your team addressing my requirements and meeting my objectives for refinancing. I thank you for your professionalism and dedication to make it happen for me and hope that I will have many projects with you in the future. Sincerely, Baha Yacoub

Baha Yacoub

Alexandria, VA

ABM team was awesome to work with! They closed our loan fast and kept us informed throughout the whole process. We are grateful to find a company that truly cares about their borrowers and values our time.

Matthew Garrett Crupe

Milton, GA

As a first time home buyer, we had no idea what to expect. Gina was there to walk us through the entire process and took the time to educate us about our expectations. From the initial online application up until the closing date, the experience was quick, simple, streamlined & efficient. Thanks to everyone involved with assisting us @ ABSM. We appreciate your help! 👏🏼

Konstantins Obuhovs

Miami Lakes, FL

There were several bumps in the road regarding my homebuying process. However, when reaching out to Gina she was there and the end result was a good one. I would definitely recommend Gina for homebuying services. Thanks so much!

Melody Ann Brainin

Justin, TX

It was a pleasure to work with Gina. Thanks again

Felicia Duran

Coral Springs, FL

If you're looking for a Mortgage Company, look no where else than American Banchares!!

Mitchell Francisco Martinez

Hialeah, FL

Awesome service

Elizabeth Lee Alonso

Pembroke Pines, FL

Gina was highly receptive to my needs in closing my home loan. She responded to questions in detail and expressed a comforting understanding for the typical frustrations which come with sourcing the necessary documents. Her experience shone through it all and the entire process went incredibly smoothly. Thank you, Gina.

Joseph Lezcano

Boca Raton, FL

Perfect service!

Marco Maestri

Miami, FL