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John Cosculluela CEO | President

NMLS No. 326783

About John Cosculluela

American Bancshares Mortgage is dedicated to providing the best mortgage experience to our borrowers. We take our responsibility to guide and assist borrowers and place it at the core of our mission. Over the past 20 years, We have built a strong reputation as an outstanding mortgage lender and pledge to humbly continue earning your trust one transaction at a time.

We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to reverse mortgages to jumbo loans. We offer a full range of mortgage programs and all of our loan originators are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

And, now it’s our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!


American Bancshares is the best.

Sudkate Yaiphairot

Piscataway, NJ

It was a pleasure working with Cristian and Gabriela. The were very on top of things and helped us secure our mortgage in record time. I would recommend them to anyone looking to have a stress free home loan process.

Maryann C Adeleke

Somerset, NJ

The process was well explained from beginning to end and smooth. The folks that worked on our loan helped problem solve any issues that came up and communicated the why. I would highly recommend!

Jessie Joanna Reynoso Guerrero

Pembroke Pines, FL

It was so easy to do business with you. John is an amazing LO, he answered all my questions and explain the process from step 1 to settlement

Armando R. Cova

Laurel, MD

Todo fue bien organizado y muy buen trabajo muchas gracias

Carlos A Cardenas

Baltimore, MD

Team work is outstanding!!

David J Delgado

North Miami Beach, FL

The management of the people who attended me was really incredible, very professional at all times.

Jorge Carlos Garcia Ortega

Pembroke Pines, FL

My loan officer was always on hand to answer questions. This is my fourth mortgage transaction over the years with American Bancshares. The process is couldn't be smoother and faster. Applications have been upgraded with the times to include more technology for uploading documents. I didn't look at a piece of paper until closing - which was just two weeks after completing my application. My lock-in rate was unbelievably low and closing costs were kept to a minimum.

Rogelio Lorenzo

Miami Lakes, FL

The communication and timing were excellent.

Vinicius Vidal Pires

Aventura, FL

The whole process was smooth and easy! Staff was amazing and courteous and extremely helpful. They were always able to answer all of my questions in a timely manner.

Cynthia Orellana

South Plainfield, NJ

Everything was done fast and professionally. Everyone seem knowledgeable and willing to help. My mortgage broker Andre's Ortegano was very helpful and always available. He brokered a great deal for me.

Ann-Marie Nicola Rodney

Cutler Bay, FL

All were very friendly and efficient, it was a pleasant process and excellent results. Thanks a lot

Daici Yarani Agelvis

Pembroke Pines, FL

Process was super smooth and very fast! Best company I ever work with!!

Andrea Baldini

Boca Raton, FL

Very easy to understand

Pedro Inoa Tejada

Perth Amboy, NJ


Silmay Ricardo Gonzalez

West Park, FL

Great efficient excellence service.


Coral Springs, FL