VA Mortgage Loans In Orlando, FL

Being an active member, a veteran, or even the surviving spouse of a late member, you deserve to be able to settle in a nice home. And after looking high and low, you’ve finally found the ideal home. Unfortunately, you don’t have enough funds to purchase it and you’ll end up needing a VA home loan in Orlando, FL. You’re even further frustrated by looking for certified and qualified candidates in Central Florida, where there are numerous VA home loan lenders in Orlando who are more than willing to make you a promising deal. However, it’s crucial that you’re mindful of the fact that while such deals are appealing not all VA loan lenders in Orlando offer the same set of terms. So if you find yourself burdened with trying to search for the right loan lender, then there’s no need to keep fret when you can hire the professionals at American Bancshares today!

American Bancshares carries 20+ years of gained experience thanks to our team’s unmatched services that are paired with a deep devotion to empowering communities. And because of this, we’re widely recognized throughout Orlando as one of the premier lenders of VA loans in Orlando. If you would like to learn more about why you should hire us as well as what a VA loan is, then continue reading below.

Why You Should Choose American Bancshares For Their VA Mortgage Loans in Orlando, FL

Here at American Bancshares, we are widely recognized for and regarded as one of the most trustworthy VA home loan lenders in Orlando. But we’re also recognized and admired for being reliable as well. Thanks to our 20+ years of experience, American Bancshares has empowered various partners and communities. And because of our provided services, our work has extended far across the country.

American Bancshares organization structure was designed and developed by industry experts who are well versed in the modern home financing market. Unlike banks, our organization offers mortgage products. What this means is that all of our VA home loan lenders in Orlando are licensed and deeply knowledgeable in mortgage lending. They aren’t just qualified to offer you ethical and expert advice, they’re also dedicated to helping you find the right loan with a rate, term, and cost-effectiveness that’s most advantageous to your interests.

Our company as a whole is deeply passionate about serving the community. And this is often due to the fact that our organization’s core values include:

  • Commitment
  • Integrity
  • Transparency

The majority of our organization’s staff  — including even our senior management — have held a position in all chairs of the mortgage industry. Thanks to this, our company is able to gain amazing insight from countless different perspectives. Additionally, with many different perspectives paired with deep knowledge about the industry, we’re also able to be fluid with industry changes while still allowing us to effectively and efficiently provide you with unparalleled services and first-in-class customer service that American Bancshares is widely recognized for.

Our company possesses leveraged technology to provide you with a simple, straightforward, online stress-free mortgage application experience. Through us, you’ll be granted one of our VA mortgage loans in Orlando that will help you acquire the property you seek to purchase.

VA Mortgage Loans in Orlando

If you’re an active service member, a veteran, or even the surviving spouse of either/or, you may be able to qualify for a VA home loan in Orlando.

Our amazing service isn’t the only reason why we’re recognized as one of the best VA home loan lenders in Orlando. It’s also because of our acknowledgment to those who’ve served in the military or are a veteran who provided service to our nation. And because of this acknowledgment, we’ll be more than happy to guide you through the complex procedure of a VA mortgage in Orlando.

A VA loan in Orlando provided generous terms to eligible homeowners including:

  • No down payment
  • No mortgage insurance
  • No prepayment penalties
  • No limited closing costs

Regardless if you’re still in the military, a veteran, or even if you’re a surviving spouse, we can assist you.

How an Orlando VA Loan Works

Orlando VA mortgage loans are meant to assist active service members, veterans, and even surviving spouses to become homeowners. When applying for this loan type, you must present a certificate of eligibility from the VA to the lender during the course of a loan application. Even though some lender’s own underwriting standards must be met, in a lot of cases, VA loans in Orlando are much easier to qualify for than conventional loans.

The VA offers a home loan guarantee benefit and other housing-related programs to assist in qualifying candidates or their family members to buy, build, repair, retain, or even adapt a home for personal occupancy.

VA mortgage loans in Orlando offer up to 100% financing on the value of a home. VA loan recipients don’t have to be first-time home buyers. Plus, they may even reuse the benefits and assign the loan to another qualifying person.

Types of VA Mortgage Loans in Orlando, FL

The VA offers several types of mortgage loans to help veterans and their families. 

  • VA home purchase Loans – When you have a VA home loan in Orlando, you’ll be assisted with buying a home at a competitive interest rate. Sometimes, these purchase loans don’t require a down payment or private mortgage insurance.
  • Cash-Out Refinance Loans – As a mortgage holder and a veteran, you’ll be able to borrow against home equity to pay off debt, funding for education, or even make home improvements. This Orlando VA loan type offers a new mortgage for a larger amount than the existing note and even converts home equity into cash.
  • Interest Rate Reduction Refinance Loans (IRRRLs) – Also referred to as streamline refinance loans, this program helps borrowers that are receiving a lower interest rate by refinancing an existing VA loan. This process helps homeowners in refinancing a fixed loan at a lower interest rate or converting an adjustable-rate mortgage (ARM) into a fixed-rate mortgage.
  • The Native American Direct Loan Program – If you’re both a Native American and a veteran, this program will assist you in financing the purchase, construction, or improvement of homes on federal trust land. You can even receive a reduction in interest rates with these VA loans in Orlando.
  • Adapted Housing Grants – If you’ve sustained a permanent and total service-connected disability, Adapted Housing Grants helps you buy, build, or even modify an existing home for their disability.

Hire American Bancshares For Their VA Mortgage Loans in Orlando, FL

When you’re ready to purchase your desired property and need assistance from a qualified Orlando, FL mortgage lender, pick up the phone and call the experts over at American Bancshares. American Bancshares has been trusted by numerous clients for not only their professionalism and expertise but also for their devotion to helping you become a part of a better community. For any inquiries, you may call us at 1-833-937-2276 or request a free online consultation.

Our passion for growing communities

Servicing the community is driven by our core values of commitment, integrity, and transparency. Many of our team members and most of our senior management have sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. This in-depth knowledge is what allows us to quickly and efficiently adapt to industry change, while constantly providing you with superior processes and first-in-class customer service.

We have leveraged technology to bring you a simple, straightforward, online stress-free mortgage application experience.

Free Consultation

Complete the short form below and an American Bancshares team member will contact you promptly.

Your information is confidential
and will not be shared.