7 Tips For Hurricane Preparedness

August 26, 2020

7 Hurricane Tips

American Bancshares Mortgage is encouraging everyone to prepare for hurricane season by assessing their home’s risk and developing emergency plans to protect against storms. Here are seven tips that are sure to be of use:

Know your risk. FEMA’s map service center will show you the flood risk for your community, which helps determine the type of flood insurance coverage you will need since standard homeowners insurance doesn’t cover flooding.

Assemble an emergency kit. The emergency kit should include first aid supplies, a flashlight, extra batteries, at least three days of non-perishable foods and water, towels and a supply of any necessary medications. Stay informed of the Hurricane’s path and progress by monitoring Wireless Emergency Alerts via text message and having a battery-powered radio or TV available.

Develop a family communications plan. Know how you will contact one another; how you will get back together, if separated; and what you will do in different situations. Having a plan can eliminate some of the stress and confusion.

Establish an evacuation route. Prior to a Hurricane, contact your local American Red Cross to locate the shelter nearest you or download their Shelter Finder App. Identify the safest route to get there. Be sure to check if your local emergency shelter allows animals and family pets.

Secure your home. Outdoor furniture and other objects can pose a potential hazard. Turn off propane tanks and other utilities if instructed to do so by emergency personnel.

Protect financial documents. In the event of a disaster, you will need identification and financial documents to begin the recovery process. Safeguard important documents in a bank safety deposit box, computer storage devices (USB drive, CD/DVD), the cloud, and/or waterproof storage containers, including:

Personal identification (driver’s licenses, birth certificates, military IDs, passports, etc.)

Financial account information (checking, savings, retirement and investment accounts, credit/debit cards).

Insurance policies on all personal property, including appraisals and lists and photos of valuable items.

Ownership or leasing documentation for homes and vehicles (deeds, titles, registrations, rental agreements, etc.)

All health and medical insurance documentation.

Know the details of your insurance policy. Talk with your agent to determine if you have adequate coverage or if you need to reassess your plan. This is especially important if your property’s flood map has changed.

The FEMA website,Ready.gov, offers tips on preparing for an emergency. FEMA offers a free app that is available for download through your smart phone. For more resources, visit the FEMA site: http://www.ready.gov/hurricanes.

Our passion for growing communities

Servicing the community is driven by our core values of commitment, integrity, and transparency. Many of our team members and most of our senior management have sat in every chair of the mortgage industry, providing us with a full understanding of the business from all aspects. This in-depth knowledge is what allows us to quickly and efficiently adapt to industry change, while constantly providing you with superior processes and first-in-class customer service.

We have leveraged technology to bring you a simple, straightforward, online stress-free mortgage application experience.

Connect With Us

Complete the short form below and one of our experts will contact you promptly.

  • **By clicking “Submit” I am agreeing to receive phone calls, SMS (text messages) and emails from American Bancshares Mortgage. I expressly consent to recurring contact from American Bancshares Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.

Your information is confidential
and will not be shared.

Copyright © 2022 American Bancshares Mortgage, LLC, d/b/a ABSM, LLC
and ABSM is a Licensed Mortgage Lender. NMLS No.217378 (www.nmlsconsumeraccess.org)